Complete accounting services for every stage of your financial life.

Whether you are an individual, self-employed professional, or entrepreneur, snipay. has the expertise to support you in line with Canadian requirements.

Tax and accounting solutions for salaried professionals, investors, freelancers, and sole proprietors

Our services

Tax returns for individuals & self-employed

Meticulous preparation and electronic filing of your federal (CRA) and provincial (Revenu Quebec) tax returns. We optimize every deduction, tax credit, and refund in full compliance with tax legislation.

Individual income tax returns (Federal T1 and Quebec TP-1)
Investment income: dividends, interest, capital gains/losses (T5/RL-3, T3, T5008/RL-18 slips)
Self-employed returns (Statement of Business Activities T2125 / TP-80)
Rental income (T776 / TP-128) and foreign property reporting (T1135)
Tax optimization: RRSP, TFSA, FHSA, medical expenses, and work-from-home deductions
Explore our approach
Industries & Client Profiles

Sharp accounting expertise tailored to your day-to-day operations.

Retail stores, restaurants, construction contractors, e-commerce, or self-employed professionals: snipay. masters the tax rules, software integrations, and compliance requirements of your industry across Canada.

Accounting and GST QST management with WEB-SRM for cafe bistro and restaurant in Quebec
Food & Hospitality

Cafes, Bistros & Restaurants

Mandatory WEB-SRM sales recording in Quebec, complex card POS tip reconciliation, and perishable food inventory waste.

Continuous certified WEB-SRM setup and data transmission
Point-of-sale terminal audit & reconciliation vs. bank settlements
Monthly employee tip allocation and source deduction reporting
WEB-SRMTouchBistro / LightspeedGST / QST
Bookkeeping and margin calculation for Canadian artisanal bakery and pastry shop
Artisanal Food

Bakeries & Pastry Shops

Recipe-level ingredient cost tracking (COGS), raw material spoilage, and capital depreciation on commercial ovens.

Detailed cost of goods sold (COGS) tracking per product line
Monthly inventory adjustments and spoilage tax write-offs
Accelerated capital cost allowance (CCA) on baking equipment
Recipe COGSRaw InventoryClass 8 CCA
Accounting services and tax filings for clothing boutique and retail store in Canada
Retail Stores

Fashion Boutiques & Retailers

In-store return management, daily register reconciliation variances, and physical inventory shrinkage.

Automated Lightspeed, Square & Clover sales stream sync
Daily merchant settlement and credit card deposit clearing
Periodic sales tax filings and CRA/Revenu Quebec compliance
Lightspeed POSSquareRetail Tax
Sales tax GST HST QST and Stripe management for Shopify store and Amazon FBA Canada
E-Commerce

Shopify Stores & Amazon FBA

Cross-provincial sales taxes (GST/HST/QST/PST), marketplace payment gateway fees, and multi-currency exchange rates.

Automated Stripe, PayPal, and Shopify clearing reconciliations
Harmonized cross-provincial sales tax return preparation
Import customs duty tracking and Amazon FBA warehouse inventory audits
ShopifyStripe ClearingMulti-Province HST
Construction accounting, CCQ compliance, and holdbacks management for Canadian general contractors
Construction & Contracting

General Contractors & Builders

Strict CCQ monthly union filings, RBQ bond verifications, contract holdbacks (10%), and progress draw billing.

Certified monthly CCQ union reporting and payroll remittances
Contractual holdback ledger management and notice filings
Job-cost profitability analysis and heavy equipment depreciation
CCQ UnionRBQ License10% Holdbacks
Bookkeeping for plumbers, electricians, and HVAC contractors in Canada with subcontractor reporting
Specialized Trades

Electricians, Plumbers & HVAC

Time & material invoicing, subcontractor tracking (T5018), and heavy work van expenses.

Subcontractor verification and mandatory annual T5018 filing
Commercial vehicle expense optimization and logbook tracking
Quarterly corporate tax instalment planning to eliminate penalties
T5018 SubcontractorsWork VansTools CCA
Corporate accounting and tool depreciation for auto repair shop and mechanics in Canada
Automotive Services

Auto Repair Shops & Mechanics

High-value hoist and diagnostic machinery depreciation, parts inventory turns, and labor margin efficiency.

Accelerated CCA depreciation on hydraulic lifts and diagnostic tools
Clear margin separation between spare parts and labor hours
Environmental levy and parts warranty deposit reconciliation
Machinery CCAParts InventoryT2 Corporate Tax
Payroll and bookkeeping services for hair salon, barber shop, and beauty spa
Personal Care

Hair Salons & Barbershops

Chair-rental contractor agreements, employee tip tracking, and hair product retail inventory.

Chair-rental lease agreements and self-employed stylist tracking
Payroll processing with automated T4 / Relevé 1 tax slips
Clean separation between salon service revenue and retail product sales
Chair RentalsStylist PayrollTip Reporting
Accounting and revenue recognition for fitness centers, yoga studios, and gym memberships
Fitness & Wellness

Gyms, Yoga & Crossfit Studios

Recurring membership subscription MRR, personal trainer contractor tax status, and fitness rig depreciation.

Automated monthly subscription MRR revenue recognition
Contractor vs. employee compliance for freelance fitness coaches
Accelerated capital write-offs for cardio and strength equipment
MRR SubscriptionsCoach ContractsEquipment CCA
Accounting for medical, dental clinic and GST QST tax-exempt healthcare services in Quebec
Healthcare & Clinics

Medical, Dental & Physio Clinics

Strict boundary between GST/QST tax-exempt healthcare services and taxable cosmetic treatments, professional incorporation.

Clean operational separation of tax-exempt vs. taxable revenue flows
Corporate tax compliance for Medicine Professional Corporations (MPC)
Dedicated payroll and group insurance benefit allocations
Tax-Exempt MedicalProfessional CorpClinic Payroll
Bookkeeping and GST QST tax exemption filing for independent grocery stores and food markets
Food Markets & Grocery

Specialty Grocers & Markets

Distinguishing zero-rated basic groceries from taxable snack items, thin margins, and tight vendor terms.

POS barcode taxability setup (basic staples vs. taxable goods)
Comprehensive input tax credit (ITC/ITR) recovery to maximize refunds
Weekly supplier payment scheduling and cash flow forecasting
Zero-Rated FoodsITC / ITR RecoveryVendor Cash Flow
Tech startup accounting, SR&ED tax credits, and T2 corporate returns for web agencies and SaaS
Tech & Digital Agencies

Web Agencies, Studios & SaaS

SR&ED research tax credits, SaaS deferred subscription revenue, and foreign currency client invoicing.

Scientific Research & Experimental Development (SR&ED) credit documentation
Subscription deferred revenue matching and monthly ARR tracking
Zero-rated sales tax exemptions on international and US client exports
SR&ED CreditsSaaS ARRExport Tax Zero-Rated
Corporate tax return CO-17 and salary-dividend optimization for incorporated management consultants
B2B Consulting

Consultants, Engineers & Firms Inc.

Strategic salary vs. dividend income optimization (T4 vs. T5), maintaining the Small Business Deduction (SBD).

Annual customized salary-dividend split analysis for owners
Complete federal T2 and provincial CO-17 corporate tax filings
Holding company structuring and passive investment tax planning
Salary vs DividendsSmall Business DeductionHolding Co.
Accounting for incorporated truck drivers, IFTA fuel tax, and logistics fleet in Canada
Transportation & Fleets

Incorporated Truckers & Fleets

Quarterly IFTA multi-jurisdiction fuel taxes, long-haul meal allowance deductions, and high fleet depreciation.

Quarterly International Fuel Tax Agreement (IFTA) return preparation
CRA-compliant road meal deduction logs and logbook checks
Accelerated fleet depreciation under Class 16 and Class 10.1
IFTA Fuel TaxDriver MealsClass 16 Truck CCA
Tax return preparation for self-employed individuals and licensed real estate brokers in Canada
Real Estate Brokers

Licensed Realtors & Brokers

Volatile commission cycles, vehicle mileage logbooks, and quarterly T2125 tax instalment forecasting.

Client entertainment and compliant motor vehicle logbook deductions
Quarterly tax instalment calculations to prevent CRA interest penalties
Strategic evaluation and setup of Personal Real Estate Corporations (PREC)
T2125 Sole PropVehicle LogbookPREC Incorporation
Rental property tax schedules T776 TP-128 and CCA depreciation for Canadian real estate investors
Real Estate Investors

Multi-Unit Plexes & Short-Term Rentals

Rental schedule T776 / TP-128 filings, mortgage interest deductibility, and short-term tourist accommodation tax.

Rental income and expense schedules (T776 / TP-128)
Mortgage interest allocation, municipal taxes, and maintenance write-offs
Sales tax and lodging tax compliance for Airbnb & chalet rentals
T776 / TP-128Mortgage InterestTourist Lodging Tax

Does your business have unique industry requirements?

Speak directly with our CPA advisors to confirm your software integrations, provincial filings, and specific tax deductions.

Schedule a 15-minute consultation →
Your journey with snipay.

From first contact to peace of mind in 5 steps.

Two paths tailored to your profile: individual or business.

1
Step 01

Book a call

Choose an available date and time via Calendly. The Zoom meeting link is sent right after confirming. The initial consultation is free.

Estimated duration · 5 minutes
2
Step 02

Online meeting

A snipay. accountant joins you on Zoom via the link you received. We listen to your situation, needs, and goals.

Estimated duration · 30 to 45 minutes
3
Step 03

Document collection

We send a personalized form to securely collect your personal and financial information via email or Google Drive.

Estimated duration · 15 minutes
4
Step 04

Processing & delivery

Your file is processed compliantly and delivered with an explanatory summary.

Estimated duration · 48h standard / 24h urgent option

Entrust your accounting to experts. Starting now.

First appointment free. No travel. Guaranteed results.